Bridge financing means you get a loan to purchase a new home before selling your current one. This means you temporarily own two homes. At Bulder, we offer bridge financing for up to six months. Typically, this is provided as an interest-only loan, so your finances aren't too strained during this period. Please note that we do not currently offer financing certificates for new builds or general financing certificates.

Planning to move? Apply for bridge financing by logging into the Bulder app, selecting "Property" from the bottom menu, then choosing "Buying a new house?" and following the guide. This service is only available to existing customers with a mortgage at Bulder.

Processing times may vary, but it usually takes 7–10 business days. We recommend applying early before your dream home comes on the market. The certificate is free to own. The interest only starts after you've used it.

A financing certificate is valid for 3 months from the date the application is submitted. If more than 3 months have passed, a new application must be submitted.